These Terms of Use for the www.wibf-bg.org website (“Terms”) govern the relationship between Users and the www.wibf-bg.org website. By clicking on an object or button on the website bearing an explicit indication of acceptance of the Terms, Users are deemed to accept and agree to them. https://wibf-bg.org/ is an information website about the activities of the Association “Women in Banking and Finance” and is managed by: Association “Women in Banking and Finance, with registered office at 4, Murphy Street,Sofia, Bulgaria represented and managed by the President of the Association Branimira Milusheva, hereinafter referred to as “the Association”.
When referring to wibf-bg.org, it is meant the website located at this Internet address: www.wibf-bg.org (or WBF) and managed by the Association. “User” in these Terms refers to all visitors to the wibf-bg.org website.
Definitions
The words and expressions that may be used below in these Terms have the following meanings:
1. an IP Address is a unique identification number associating a computer, web page or resource with a User in a manner that allows it to be located.
2. Active Behavior means selecting an electronic link or banner advertisement through wibf-bg.org,taking the User to other web pages.
3. An electronic link is a link identified on a particular web page that allows automated redirection to another web page, information resource or site.
4. ZZLD means the Bulgarian Personal Data Protection Act;
5. Malicious Acts means acts or omissions that violate Internet ethics or cause harm to persons connected to the Internet or associated networks, committing any act that may be classified as a criminal offense or administrative violation under Bulgarian law or other applicable law.
6. An Internet site is a collection of Internet sites, with a common home page, at the electronic address wibf-bg.org
7. Interface is a combination of graphical objects associated with programming code by means of which the user communicates with the website in a manner accessible to the user.
8. Information materials means offers, notices, advertising and periodic newsletters, brochures, news, surveys that the User agrees to receive by subscribing to a newsletter.
9. Terms and Conditions means these Website Terms and Conditions, and any amendments thereto, as posted on the wibf-bg.org website.
10. Passive behaviour means not leaving the wibf-bg.org website or other subpages of the main domain once it has loaded in the user’s browser.
11. A website user is any able natural person who has entered the email address or accessed the wibf-bg.org website via a redirect from another website.
12. Random event is an unforeseen circumstance of an extraordinary nature that makes the provision of services objectively impossible.
13. A website is a distinct location on the global Internet network accessible via its Uniform Resource Locator (URL) using the НТТР protocol, НТТР5 or other standardized protocol.
Scope
The terms of use of the site do not apply to services for which there are separate rules, as well as to the relationship between the User and third parties.
The object of the wibf-bg.org website is to provide information on the activities of the association concerning the support and development of women working in the banking and financial sector and the creation of favourable professional conditions and the promotion of gender equality in this industry. To this end, www.wibf-bg.org provides the User with the opportunity to carry out registration to receive the newsletter.
General information
1. The Association declares that the website wibf-bg.org is accessible to all Users who have agreed to the current Terms.
2. Registered Users are entitled to receive information in connection with all services, promotions, advertising messages and campaigns organized by the Association “Women in Banking and Finance”.
3. The Association declares that going through the wibf-bg.org website may generate cookie files, i.e. small pieces of text that are saved on the computers of the persons using the website, and that they make it possible to adapt the services and content to their individual needs and preferences and to collect general statistical information related to the way the wibf-bg.org website is used.
4. The Association declares that when the option to save files – cookies is disabled in the web browser, it is possible that difficulties may arise in the use of the wibf-bg.org website which may include slower than usual execution of operations or failure to perform them, as well as the inability to provide elements of the information available on the site.
Rights and obligations of the Association “Women in Banking and Finance” .
1. The Association declares to take the necessary measures to keep the content of the website up to date and accurate at all times.
2. Insofar as the content of the website contains links to content positioned outside the website, the Association has no control over the same and is not responsible for the consequences of the activation of links leading outside the website
3. The Association is not liable for any malicious acts of third parties to which the user may be subject when using the website.
4. The Association undertakes to process Users’ personal data lawfully and in good faith and in accordance with the Privacy Policy.
5. In the event of wrongful acts and/or upon request by the competent authorities of the Republic of Bulgaria, the Association “Women in Banking and Finance” has the right to provide the competent authorities with all available information about the User.
User’s rights and obligations
1. The User shall comply with the provisions of these Terms.
2. The User is solely responsible for their actions or inactions when using the website.
3. The User shall use the Website in good faith, including not taking any malicious actions that may affect the availability of the content to third parties or the use of the Website in general.
4. By accepting these Terms, the User express freely given and informed consent to the processing of their personal data.
Direct Marketing
1. By accepting these Terms, the User agrees to receive information materials from Women in Banking and Finance and its partners.
2. The User may opt-out of receiving information materials at any time.
3. The contact with the Women in Banking and Finance Association via the contact form indicated on the website is without obligation from one party to the other and without either party being liable for any damages caused.
4. Refusal by the User to receive any information material shall not constitute a rejection, modification or waiver of these Terms.
5. By accepting these Terms, each User of the Site agrees to receive, at the e-mail address and telephone number provided by the User, communications from Women in Banking and Finance for the purpose of direct marketing and advertising of services or events organized by Women in Banking and Finance.
6. Any User may, at any time, express their opposition to receive calls, messages and short text messages from the Women in Banking and Finance Association for the purposes of direct marketing and advertising.
7. By accepting these Terms, the User express freely given and informed consent to the processing of their personal data.
Intellectual property
1. All intellectual property rights with respect to the information resources and content of the website are exercised by the Women in Banking and Finance Association. All content, including but not limited to static, dynamic images, text and/or multimedia content, published on the wibf-bg.org website is the property of the Association or third parties, in which case the content may be accompanied by explicit text regarding its ownership.
2. Any use of the content of the website for purposes other than those expressly mentioned in these Terms is prohibited. In the event of copying or reproduction of information outside of what is permissible, as well as in the event of any other infringement of the intellectual property rights of the resources of the website, the Association “Women in Banking and Finance” is entitled to claim compensation for direct and indirect damages in full.
Other conditions
1. The provisions of the current legislation of the Republic of Bulgaria shall apply to all matters not covered by these General Terms and Conditions.
2. If any provision of these Terms is invalid or unenforceable to any extent, it shall be superseded in law by mandatory provisions of law and shall not invalidate the remaining provisions of these Terms.
3. Any disputes arising between the parties arising out of or in connection with the use of the Women in Banking and Finance Association website, except those on which both parties agree, shall be referred to the competent Bulgarian court for resolution.
4. The Association reserves the right to amend these terms and conditions at any time the current terms and conditions of use will be published on the website.
For questions regarding the wibf-bg.org website, you may contact us via the “Contact Us” form.
